The Social Security System (SSS) of the Philippines provides a comprehensive range of benefits to its members, encompassing sickness, maternity, disability, retirement, death, funeral, and unemployment benefits. Each benefit has specific qualifications and documentary requirements. Below is a detailed overview.
🩺 1. Sickness Benefit
Description: A daily cash allowance for members unable to work due to sickness or injury.
Qualifications:
- At least four (4) days of sickness or injury.
- Paid at least three (3) monthly contributions within the 12-month period immediately before the semester of sickness.
- Has notified the employer or SSS (for self-employed/voluntary members) of the sickness or injury.
Requirements:
- SSS Medical Certificate (Med 01688) with complete diagnosis and recommended days of confinement.
- Supporting medical documents (e.g., lab results, X-rays).
- For employed members: Employer’s notification to SSS.
🤰 2. Maternity Benefit
Description: A daily cash allowance granted to female members for childbirth, miscarriage, or emergency termination of pregnancy.
Qualifications:
- Paid at least three (3) monthly contributions within the 12-month period immediately before the semester of contingency.
- Notification to the employer (for employed members) or directly to SSS (for self-employed/voluntary members).
Requirements:
- Maternity Notification Form.
- Proof of pregnancy (e.g., ultrasound report).
- Valid IDs.
- For employed members: Employer’s certification.
♿ 3. Disability Benefit
Description: A cash benefit for members who suffer partial or total permanent disability.
Qualifications:
- Paid at least one (1) monthly contribution before the semester of disability.
Types:
- Monthly Pension: For those with at least 36 monthly contributions.
- Lump Sum: For those with less than 36 monthly contributions.
Requirements:
- Disability Claim Application Form.
- Medical Certificate and supporting documents.
- Valid IDs.
👵 4. Retirement Benefit
Description: A cash benefit for members who can no longer work due to old age.
Qualifications:
- At least 60 years old (optional retirement) and separated from employment or ceased self-employment.
- At least 65 years old (mandatory retirement), regardless of employment status.
- Paid at least 120 monthly contributions prior to the semester of retirement.
Requirements:
- Retirement Claim Application Form.
- Valid IDs.
- Proof of separation from employment (if applicable).
- Bank account details for disbursement.
⚰️ 5. Death Benefit
Description: A cash benefit granted to beneficiaries of a deceased member.
Qualifications:
- For monthly pension: Deceased member had at least 36 monthly contributions.
- For lump sum: Deceased member had less than 36 monthly contributions.
Requirements:
- Death Claim Application Form.
- Death Certificate of the deceased member.
- Valid IDs of claimants.
- Proof of relationship to the deceased (e.g., birth or marriage certificates).
⚱️ 6. Funeral Benefit
Description: A cash benefit given to whoever paid for the burial expenses of the deceased member.
Qualifications:
- Deceased member had at least one (1) monthly contribution.
Requirements:
- Funeral Claim Application Form.
- Death Certificate of the deceased member.
- Official receipt of funeral expenses.
- Valid IDs of the claimant.
💼 7. Unemployment Benefit
Description: A cash benefit for members who are involuntarily separated from employment.
Qualifications:
- Not over 60 years old at the time of separation (exceptions apply for certain professions).
- Paid at least 36 monthly contributions, with 12 months in the 18-month period before separation.
- Involuntary separation due to authorized causes (e.g., redundancy, retrenchment).
Requirements:
- Unemployment Benefit Application Form.
- Notice of Termination or Affidavit of Termination of Employment.
- Valid IDs.
Note: For all benefit claims, members are required to present original and submit photocopies of valid identification cards/documents for authentication purposes.
For more detailed information and to access application forms, please visit the official SSS website: https://www.sss.gov.ph.